/* 144 visual grammar: type, photography and useful diagrams; no decorative card pile. */
.v-icon{width:32px;height:32px;flex:none;display:block}
.v-section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:40px;margin-bottom:34px}
.v-section-heading>p{max-width:300px;font-size:16px;line-height:1.5}
.v-section-heading>*{min-width:0}
.ms-business-steps li>span{display:flex;align-items:center;justify-content:space-between;color:#131313;margin-bottom:18px}
.ms-business-steps li>span b{font-weight:400;color:#777;font-size:13px}
.ms-business-bottom{display:block;padding-top:26px}
.v-business-diagram{display:flex;gap:32px;align-items:center;justify-content:center;border-top:1px solid #ffffff35;padding-top:28px;color:#fff}
.v-business-diagram>span{display:flex;align-items:center;gap:12px;font-size:16px}
.v-business-diagram>b{font-weight:400;color:#ffff00}
.v-composition{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:70px;align-items:center}
.v-composition-photo img{width:100%;height:auto;aspect-ratio:5/4;object-fit:cover;border-radius:20px}
.v-composition-photo figcaption,.v-documents figcaption{font-size:12px;line-height:1.5;color:#ccc;margin-top:14px}
.v-composition-points>div,.v-document-pack>div{display:flex;align-items:start;gap:22px;padding:23px 0;border-top:1px solid #ffffff40}
.v-composition-points .v-icon,.v-document-pack .v-icon{color:#ffff00}
.v-composition-points h3,.v-document-pack h3{font-size:24px;line-height:1.25;font-weight:400;margin:0 0 10px}
.v-composition-points p,.v-document-pack p{font-size:16px;line-height:1.5;color:#e3e3e3}
.v-composition-points>a{margin-top:20px}
.v-plan{background:#fff;color:#131313;border-radius:20px;padding:32px}
.v-plan svg{width:100%;height:auto;display:block}
.v-plan figcaption{font-size:13px;line-height:1.5;margin-top:18px;text-align:center}
.v-economy-shell,.v-budget-shell{padding:44px 40px}
.v-tabs{display:flex;gap:28px;border-bottom:1px solid #ccc;margin-bottom:30px}
.v-tabs button{padding:15px 0;background:none;color:#666;position:relative;font-size:20px;line-height:1.3;border-bottom:3px solid transparent;margin-bottom:-1px}
.v-tabs button[aria-selected=true]{color:#131313;border-color:#131313;font-weight:600}
.v-tabs button:focus-visible{outline-color:#131313}
.v-financial{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1fr);gap:48px;align-items:start}
.v-financial>*{min-width:0}
.v-financial-photo{position:relative;min-width:0}
.v-financial-photo button{width:100%;padding:0;background:none;border:0;display:block;border-radius:16px;overflow:hidden;cursor:zoom-in}
.v-financial-photo img{width:100%;height:auto;aspect-ratio:1/1;object-fit:cover}
.v-financial-photo figcaption{font-size:18px;line-height:1.4;margin-top:16px}
.v-financial-photo figcaption span{display:block;font-size:14px;margin-top:6px;color:#555}
.v-principal{display:grid;grid-template-columns:1fr 1fr;gap:25px;margin:0 0 30px}
.v-principal>div{min-width:0}
.v-principal span{font-size:13px;line-height:1.4;display:block;color:#555;margin-bottom:9px}
.v-principal strong{font-size:clamp(22px,2.4vw,34px);font-weight:500;line-height:1.15;display:block;white-space:nowrap}
.v-comparison-title{font-size:13px;line-height:1.4;letter-spacing:.04em;font-weight:500;margin:0 0 17px}
.v-income{margin-bottom:22px}
.v-income>div:first-child{display:flex;justify-content:space-between;align-items:baseline;gap:15px}
.v-income>div>span{font-size:16px;line-height:1.4}
.v-income strong{font-size:28px;font-weight:500;line-height:1.3;white-space:nowrap}
.v-income-bar{height:7px;background:#e9e9e9;margin-top:10px;position:relative;overflow:hidden}
.v-income-bar i{display:block;height:100%;background:#b2b2b2}
.v-income-average .v-income-bar i{background:#131313}
.v-income p{color:#555;font-size:13px;line-height:1.5;margin-top:7px}
.v-financial-copy>.ms-btn{margin-top:25px}
.v-disclosure{border-top:1px solid #ccc;border-bottom:1px solid #ccc;margin-top:20px;color:#131313}
.v-disclosure+.v-disclosure{border-top:0}
.v-disclosure summary{list-style:none;position:relative;cursor:pointer;line-height:1.45;padding:18px 32px 18px 0;font-size:15px}
.v-disclosure summary::-webkit-details-marker{display:none}
.v-disclosure summary:after{content:'+';position:absolute;right:3px;top:14px;font-size:25px;font-weight:400;line-height:1}
.v-disclosure[open] summary:after{content:'−'}
.v-disclosure>p{font-size:14px;line-height:1.55;margin:0 0 20px;color:#444}
.v-disclosure-dark{color:#fff;border-color:#ffffff40}
.v-disclosure-dark>p{color:#e3e3e3}
.v-detail-values{margin:0 0 20px}
.v-detail-values>div{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:20px;padding:12px 0;border-top:1px solid #ddd;font-size:14px;line-height:1.45}
.v-detail-values dt{color:#444}
.v-detail-values dd{margin:0;font-weight:500;white-space:nowrap}
.v-detail-values>div:last-child{font-weight:600}
.v-budget{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1fr);gap:60px}
.v-budget-total>p{font-size:13px;line-height:1.5;letter-spacing:.04em;margin-bottom:18px}
.v-budget-total>strong{display:block;font-size:clamp(35px,4vw,65px);line-height:1.1;font-weight:400;margin-bottom:18px}
.v-budget-total>span{font-size:16px;line-height:1.5;color:#444}
.v-budget-bar{height:22px;display:flex;margin:3px 0 24px;background:#eee}
.v-budget-bar>i:first-child{background:#131313}
.v-budget-bar>i:last-child{background:#d5d500}
.v-budget-key{display:flex;justify-content:space-between;align-items:baseline;gap:20px;font-size:16px;line-height:1.4;margin-bottom:18px}
.v-budget-key>span{display:flex;align-items:center;gap:10px}
.v-budget-key i{width:9px;height:9px;flex:none;background:#131313}
.v-budget-key:nth-of-type(3) i{background:#d5d500}
.v-budget-key strong{font-size:18px;white-space:nowrap;font-weight:500}
.v-budget-fee{font-size:14px;line-height:1.5;padding:14px 0;border-top:1px solid #ddd}
.v-budget-composition>.ms-btn{margin-top:24px}
.v-management{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:70px;align-items:start}
.v-management>*{min-width:0}
.v-operation-flow{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:30px 0;border-top:1px solid #777;border-bottom:1px solid #777}
.v-operation-flow>span{display:flex;align-items:center;gap:10px;font-size:14px;line-height:1.4}
.v-operation-flow .v-icon{width:25px;height:25px}
.v-operation-flow>strong{color:#ffff00;font-size:19px;font-weight:600}
.v-operation-flow>b{font-weight:400;color:#ffff00}
.v-services{display:grid;grid-template-columns:1fr 1fr;gap:28px 30px;margin-top:35px}
.v-services>div{display:flex;gap:16px;align-items:start;min-width:0}
.v-services .v-icon{color:#ffff00;width:29px;height:29px}
.v-services h3{font-size:21px;line-height:1.3;font-weight:400;margin-bottom:9px}
.v-services p{font-size:15px;line-height:1.45;color:#ddd}
.v-fee{border-left:1px solid #777;padding-left:50px}
.v-fee>p:first-child{font-size:13px;letter-spacing:.03em;line-height:1.4}
.v-fee>strong{color:#ffff00;display:block;font-weight:400;font-size:120px;line-height:1;margin:20px 0 16px;letter-spacing:-.05em}
.v-fee>strong span{font-size:.65em}
.v-fee>p{font-size:19px;line-height:1.4}
.v-fee-split{display:grid;grid-template-columns:3fr 1.6fr;gap:20px;margin:26px 0 18px}
.v-fee-split>div{border-top:5px solid #ffff00;padding-top:13px}
.v-fee-split>div:last-child{border-color:#fff}
.v-fee-split b{font-weight:400;font-size:28px;line-height:1.2;display:block;margin-bottom:7px}
.v-fee-split span{font-size:13px;line-height:1.4;display:block;color:#eee}
.v-fee .v-fee-extra{font-size:13px;line-height:1.5;color:#ddd}
.v-payment{display:grid;grid-template-columns:32px minmax(180px,.8fr) minmax(0,1fr);align-items:center;gap:24px;border-top:1px solid #777;padding:28px 0 12px;margin-top:38px}
.v-payment .v-icon,.v-payment>strong{color:#ffff00}
.v-payment>strong{font-size:22px;line-height:1.3;font-weight:400}
.v-payment>p{font-size:15px;line-height:1.5}
.v-responsibilities{display:grid;grid-template-columns:1fr 1fr;gap:50px;padding:12px 0 24px}
.v-responsibilities h3{font-weight:400;font-size:18px;color:#ffff00;line-height:1.4}
.v-responsibilities ul{padding-left:19px;margin:15px 0 0}
.v-responsibilities li{font-size:15px;line-height:1.5;margin:7px 0}
.v-management-cta{margin-top:26px}
.v-audiences{margin-top:28px}
.v-audiences>div{display:flex;gap:20px;padding:22px 0;border-top:1px solid #ffffff40;align-items:start}
.v-audiences .v-icon{color:#ffff00}
.v-audiences h3{font-size:22px;font-weight:400;line-height:1.3;margin-bottom:8px}
.v-audiences p{font-size:16px;line-height:1.45;color:#ddd}
.v-audiences+.v-disclosure{margin-top:0}
.ms-creation-steps.v-journey{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px;margin:0;padding:0}
.ms-creation-steps.v-journey li{display:block;border:0;position:relative;padding:0}
.ms-creation-steps.v-journey b{display:flex;align-items:center;gap:15px;margin-bottom:24px;color:#131313;font-size:13px}
.ms-creation-steps.v-journey b:after{content:'';height:1px;flex:1;background:#aaa}
.ms-creation-steps.v-journey h3{font-size:21px;line-height:1.3;margin-bottom:10px}
.ms-creation-steps.v-journey p{font-size:15px;line-height:1.5;color:#444}
.v-documents{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:65px;align-items:start}
.v-documents>figure button{width:100%;background:none;padding:0;border-radius:16px;overflow:hidden;display:block}
.v-documents>figure img{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover}
.v-document-pack>div{padding:19px 0}
.v-document-pack>div:first-child{padding-top:0;border-top:0}
.v-document-pack h3{font-size:22px;margin-bottom:7px}
.v-document-pack p{font-size:15px}
.v-documents .ms-btn{margin-top:25px}
.ms-request-panel.v-final{grid-template-columns:1fr 1fr;gap:70px;padding:50px 45px;align-items:start}
.v-final .ms-kicker{margin-bottom:24px}
.v-final .ms-large-copy{margin-top:26px;max-width:430px;font-size:20px;line-height:1.5}
.v-final .ms-final-form{padding:0;border:0}
.v-final .ms-lead-form{margin-top:0}
@media(max-width:1100px){
 .v-composition,.v-management,.v-documents{gap:35px}
 .v-section-heading{gap:28px}.v-section-heading>.ms-title{font-size:36px}
 .v-section-heading>p{font-size:15px;max-width:240px}
 .v-composition-points h3{font-size:21px}.v-composition-points p{font-size:15px}
 .v-financial{gap:30px;grid-template-columns:minmax(0,.85fr) minmax(0,1fr)}
 .v-principal{gap:15px}.v-principal strong{font-size:26px}.v-principal span{font-size:12px}
 .v-income strong{font-size:24px}.v-income>div>span{font-size:15px}
 .v-budget{gap:35px;grid-template-columns:1fr 1.2fr}.v-budget-key{font-size:14px;gap:12px}.v-budget-key strong{font-size:16px}
 .v-management{grid-template-columns:1.15fr 1fr}.v-fee{padding-left:30px}
 .v-operation-flow{flex-wrap:wrap;justify-content:start;gap:12px}.v-operation-flow .v-icon{width:21px;height:21px}.v-operation-flow>span{gap:7px;font-size:12px}.v-operation-flow>strong{font-size:16px}
 .v-services{gap:25px 18px}.v-services>div{gap:11px}.v-services h3{font-size:19px}.v-services p{font-size:14px}
 .v-document-pack h3{font-size:20px}.v-document-pack p{font-size:14px}
 .ms-request-panel.v-final{gap:40px;padding:40px 35px}
}
@media(max-width:800px){
 .v-financial{grid-template-columns:1fr}.v-financial-photo{display:grid;grid-template-columns:1.2fr 1fr;gap:22px;align-items:center}.v-financial-photo img{aspect-ratio:16/9}.v-financial-photo figcaption{margin:0;font-size:18px}
 .v-principal strong{font-size:31px}.v-income strong{font-size:28px}
 .v-management{grid-template-columns:1fr 1fr;gap:30px}.v-services{grid-template-columns:1fr;gap:18px}.v-operation-flow{display:none}
 .v-payment{grid-template-columns:28px 1fr;gap:18px}.v-payment>p{grid-column:2}.v-payment br{display:none}
 .v-composition{grid-template-columns:1fr 1.1fr;gap:28px}.v-composition-points>div{gap:15px;padding:18px 0}.v-composition-points .v-icon{width:25px;height:25px}.v-composition-points h3{font-size:20px}
 .v-documents{grid-template-columns:1fr 1.2fr;gap:28px}.v-document-pack>div{gap:14px}.v-document-pack .v-icon{width:25px;height:25px}
}
@media(max-width:700px){
 .v-section-heading{display:block;margin-bottom:25px}.v-section-heading>.ms-title{font-size:29px;line-height:1.18}.v-section-heading>p{max-width:100%;margin-top:18px;font-size:15px;line-height:1.5}
 .ms-business-steps li{grid-template-columns:32px minmax(0,1fr);gap:7px 17px;padding:0 0 21px;border-bottom:1px solid #ddd}
 .ms-business-steps li:last-child{padding-bottom:0;border-bottom:0}
 .ms-business-steps li>span{display:block;padding-top:1px;margin:0}.ms-business-steps li>span b{display:none}
 .ms-business-steps .v-icon{width:29px;height:29px}.ms-business-steps h3{font-size:19px}.ms-business-steps p{font-size:14px}
 .ms-business-bottom{padding-top:20px}.v-business-diagram{gap:10px;justify-content:space-between;padding-top:0;border:0}.v-business-diagram>span{flex-direction:column;gap:10px;align-items:center;text-align:center;font-size:11px;max-width:95px}.v-business-diagram .v-icon{width:26px;height:26px}
 .v-composition{grid-template-columns:1fr;gap:25px}.v-composition-photo img{aspect-ratio:16/9;border-radius:14px}.v-composition-photo figcaption{font-size:11px;margin-top:10px}
 .v-composition-points>div{gap:18px;padding:19px 0}.v-composition-points>div:first-child{border-top:0;padding-top:0}.v-composition-points .v-icon{width:29px;height:29px}.v-composition-points h3{font-size:21px}.v-composition-points p{font-size:15px}.v-composition-points>a{font-size:15px;margin-top:12px}
 .v-plan{padding:20px;border-radius:14px}.v-plan figcaption{font-size:11px;margin-top:8px}
 .v-economy-shell,.v-budget-shell{padding:28px 22px}
 .v-tabs{gap:25px;margin-bottom:24px}.v-tabs button{padding:12px 0;font-size:18px}
 .v-financial{gap:24px}.v-financial-photo{display:block}.v-financial-photo img{aspect-ratio:2.15}.v-financial-photo button{border-radius:10px}.v-financial-photo figcaption{font-size:16px;margin-top:12px;line-height:1.4}.v-financial-photo figcaption span{font-size:12px;margin-top:5px}
 .v-principal{gap:22px;margin-bottom:25px}.v-principal strong{font-size:26px;line-height:1.2}.v-principal span{font-size:12px;line-height:1.5;min-height:36px;margin-bottom:6px}
 .v-comparison-title{font-size:12px;line-height:1.5;margin-bottom:15px}
 .v-income{margin-bottom:20px}.v-income strong{font-size:25px}.v-income>div>span{font-size:15px}.v-income p{font-size:12px;line-height:1.5}
 .v-disclosure{margin-top:18px}.v-disclosure summary{font-size:14px;padding:16px 28px 16px 0}.v-disclosure>p{font-size:13px}
 .v-detail-values>div{gap:16px;font-size:13px;grid-template-columns:minmax(0,1fr) auto}
 .v-financial-copy>.ms-btn,.v-budget-composition>.ms-btn{width:100%;font-size:15px;min-height:52px;margin-top:22px}
 .v-budget{grid-template-columns:1fr;gap:25px}.v-budget-total>p{font-size:11px;margin-bottom:12px}.v-budget-total>strong{font-size:45px;margin-bottom:12px}.v-budget-total>span{font-size:14px}
 .v-budget-bar{height:17px;margin-bottom:22px}.v-budget-key{font-size:14px;gap:14px;align-items:start;margin-bottom:16px}.v-budget-key>span{align-items:start;gap:8px;max-width:48%}.v-budget-key i{margin-top:5px}.v-budget-key strong{font-size:17px}.v-budget-fee{font-size:13px}
 .v-management{grid-template-columns:1fr;gap:28px}.v-services{grid-template-columns:1fr 1fr;gap:25px 20px;margin-top:0}.v-services>div{display:block}.v-services .v-icon{width:29px;height:29px;margin-bottom:14px}.v-services h3{font-size:20px;margin-bottom:7px}.v-services p{font-size:14px}
 .v-fee{border-left:0;border-top:1px solid #777;padding:26px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:0 25px;align-items:start}
 .v-fee>p:first-child{grid-column:1/-1;font-size:11px;margin-bottom:14px}.v-fee>strong{font-size:91px;margin:0 0 18px}.v-fee>p:nth-of-type(2){font-size:15px;line-height:1.5;padding-top:9px}
 .v-fee-split{grid-column:1/-1;margin:0 0 18px;grid-template-columns:3fr 1.6fr;gap:22px}.v-fee-split b{font-size:25px}.v-fee-split span{font-size:12px}
 .v-fee .v-fee-extra{grid-column:1/-1;font-size:12px}
 .v-payment{margin-top:24px;padding:23px 0 0;gap:10px 16px;grid-template-columns:27px 1fr}.v-payment>strong{font-size:21px}.v-payment>p{font-size:14px}.v-payment .v-icon{width:27px;height:27px}
 .v-responsibilities{grid-template-columns:1fr;gap:20px;padding:5px 0 20px}.v-responsibilities h3{font-size:16px}.v-responsibilities li{font-size:14px}
 .v-management-cta{width:100%;font-size:15px;margin-top:23px}
 .v-audiences{margin-top:24px}.v-audiences>div{gap:17px;padding:20px 0}.v-audiences h3{font-size:21px}.v-audiences p{font-size:15px}.v-audiences .v-icon{width:29px;height:29px}
 .ms-creation-steps.v-journey{grid-template-columns:1fr;gap:0}.ms-creation-steps.v-journey li{padding:0 0 27px 51px;border-left:1px solid #bbb;margin-left:15px;min-height:100px}.ms-creation-steps.v-journey li:last-child{border-left:0;padding-bottom:0;min-height:0}.ms-creation-steps.v-journey b{position:absolute;left:-16px;top:0;margin:0;display:block;background:#f5f5f5;padding:0 0 10px}.ms-creation-steps.v-journey b:after,.ms-creation-steps.v-journey b span{display:none}.ms-creation-steps.v-journey .v-icon{width:31px;height:31px}.ms-creation-steps.v-journey h3{font-size:21px;margin-bottom:7px}.ms-creation-steps.v-journey p{font-size:14px}
 .v-documents{grid-template-columns:1fr;gap:24px}.v-documents>figure img{aspect-ratio:2}.v-documents>figure button{border-radius:12px}.v-documents figcaption{font-size:11px;margin-top:10px}.v-document-pack>div{gap:18px;padding:18px 0}.v-document-pack .v-icon{width:29px;height:29px}.v-document-pack h3{font-size:21px}.v-document-pack p{font-size:14px}.v-documents .ms-btn{width:100%;font-size:15px;line-height:1.4}
 .ms-request-panel.v-final{grid-template-columns:1fr;gap:28px;padding:30px 24px}.v-final .ms-kicker{margin-bottom:18px;font-size:11px}.v-final .ms-title{font-size:29px;line-height:1.2}.v-final .ms-large-copy{font-size:16px;line-height:1.5;margin-top:20px}.v-final .ms-field{font-size:13px}.v-final .ms-lead-form{gap:16px}.v-final .ms-form-route{font-size:12px}.v-final .ms-consent{font-size:11px}
}
@media(max-width:360px){.v-principal strong{font-size:23px}.v-income strong{font-size:22px}.v-income>div>span{font-size:14px}.v-budget-total>strong{font-size:38px}.v-services h3{font-size:18px}.v-fee{gap:0 16px}.v-fee>strong{font-size:80px}.v-fee>p:nth-of-type(2){font-size:14px}.v-budget-key{font-size:13px}.v-budget-key strong{font-size:15px}}
.v-fee>strong{letter-spacing:0}
.v-fee>strong span{display:inline-block;margin-left:5px;letter-spacing:0}
.v-fee-split{grid-template-columns:3fr 1fr}
.v-detail-values dt{min-width:0;overflow-wrap:break-word}
.ms-buying-steps.v-buying-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:30px}
.ms-buying-steps.v-buying-steps li{display:block;border:0;padding:0;min-height:0}
.v-buying-steps li>span{display:flex;align-items:center;gap:15px;border-bottom:1px solid #aaa;padding-bottom:20px;margin-bottom:20px}
.v-buying-steps li>span>b{font-weight:400;font-size:13px;color:#555}
.v-buying-steps .v-icon{width:30px;height:30px}
.ms-buying-steps.v-buying-steps h3{font-size:21px;line-height:1.3;font-weight:400;margin:0 0 12px}
.ms-buying-steps.v-buying-steps p{font-size:15px;line-height:1.5;color:#444}
@media(max-width:1100px){.ms-buying-steps.v-buying-steps{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 40px}}
@media(max-width:700px){
 .v-fee-split{grid-template-columns:3fr 1fr}
 .v-fee-split>div{min-width:0}
 .v-fee>strong{font-size:85px}
 .ms-buying-steps.v-buying-steps{grid-template-columns:1fr;gap:24px}
 .ms-buying-steps.v-buying-steps li{display:grid;grid-template-columns:31px minmax(0,1fr);gap:20px}
 .v-buying-steps li>span{display:block;padding:0;margin:0;border:0}
 .v-buying-steps li>span>b{display:none}
 .ms-buying-steps.v-buying-steps h3{font-size:21px;margin-bottom:8px}
 .ms-buying-steps.v-buying-steps p{font-size:14px}
}
@media(max-width:360px){.v-detail-values>div{grid-template-columns:1fr;gap:6px}.v-detail-values dd{white-space:normal}.v-fee>strong{font-size:75px}}